This office lease guaranty states that the guarantor unconditionally guarantees to the landlord the full and timely performance and observance of all of the terms, covenants, and conditions of the lease.
Ohio Full Guaranty
Category:
State:
Multi-State
Control #:
US-OL4A024BD
Format:
Word;
PDF
Instant download
Description
How to fill out Full Guaranty?
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FAQ
Life insurance death benefit: $300,000. Life insurance cash surrender: $100,000. Health insurance claims: $500,000 for major medical insurance/$300,000 for disability or long-term care insurance/$100,000 for other types of health insurance.
With a fixed annuity, the insurance company guarantees both the rate of return (the interest rate) and the payout to the investor.
What Does The Guaranty Association Do? OLHIGA covers claims of people who are insured by a member company which has been or is about to be liquidated. For an insurance company, liquidation is similar to bankruptcy.
The state insurance commissioner gives insurance guaranty associations their powers. Most of these organizations are funded with the money they collect from conducting assessments of member insurers. The total payout in most states is capped at $300,000 per individual.
All insurance companies licensed by the state of Ohio to sell life, health, and annuity policies must belong to the Guaranty Association. What kinds of policies does OLHIGA protect? The association protects life insurance and health insurance policies as well as annuity contracts.
Annuities are regulated by nonprofit insurance guaranty associations at the state level. These state guaranty associations will pay claimants in the unlikely event that an insurance company becomes insolvent and cannot pay.
The short answer is yes. Annuity regulations and protections are at the state level. Every state has a nonprofit guaranty organization that each insurance company operating in that state must join.
If you own an annuity policy, the state guaranty fund for the state where you reside protects your benefits up to set limits. The most common limits are between $250,000 - $300,000, but can be as much as $500,000 in select states.
