This form is a sample answer and defenses filed by the defendant in a personal injury action.
New York Answer and Defenses - Motor Vehicle Accident - Long
State:
Multi-State
Control #:
US-PI-0318
Format:
Word;
Rich Text
Instant download
Description
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How to fill out Answer And Defenses - Motor Vehicle Accident - Long?
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FAQ
Your settlement could be delayed because your case involves large damages, or put simply, a lot of money. In this case, insurance companies will delay paying money out on a settlement until they are confident about it. They will investigate every aspect of the case and every detail of the liability and damages.
In total, insurance companies typically can take no more than 85 days from the receipt of your claim to deny or settle a claim (15 days to acknowledge receiving the claim, 40 days to accept or deny the claim, and 30 days to pay). In most cases, you can expect your settlement check about 6 weeks after you settle.
In an ideal situation, it would take a little over a month for you to receive a settlement from the insurance company. However, insurance companies seldom allow for the best-case scenario. It's more likely that your car accident case will take months to settle.
Most whiplash claims are settled within a 6 month period, however this is dependent upon a number of different factors including: Liability being accepted by the third party insurers. The medical prognosis and expected recovery time. The extent of the whiplash injury.
Must file their own accident report within 10 days from the date of accident or DMV may suspend your driver's license until your report is received. To meet the filing requirements, you must fill out and file the Report of Motor Vehicle Accident (PDF) (MV-104).
After receiving the info, the insurance adjuster has another 15 days to accept or deny your compensation. Therefore, the entire no-fault insurance process can take up to 30 days.
But the value of a case is unique for every accident, which means it's hard to know how much your case is worth until you consult an experienced car accident lawyer. However, the average New York car accident settlement is considerably higher than in other states: about $287,000.
Insurance companies in New York have 35 business days to settle a claim after it is filed. New York insurance companies also have specific time frames in which they must acknowledge the claim and then decide whether to accept it, before paying out the final settlement.