Nevada Discharge of Joint Debtors - Chapter 7 - updated 2005 Act form

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The form is a discharge of joint debtors. The debtors are granted a discharge pursuant to 11 U.S.C. section 727. The signature of the bankruptcy judge is required for this action.

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FAQ

Chapter 13 bankruptcies are about reorganization, so you can use this type of bankruptcy to pay back debts ing to the timeline in your plan while staying current on any mortgage payments after the bankruptcy is filed. Unlike Chapter 7, you're still responsible for the debt under Chapter 13 bankruptcy.

How Long Does Chapter 13 Discharge Take? Discharging debt through Chapter 13 may take 6 to 8 weeks after the final payment is made on your 3 to 5-year repayment plan (whichever was approved by the bankruptcy court).

The Chapter 13 Discharge Process The entire process typically takes six to eight weeks, assuming there are no paperwork delays. To make sure your debts are discharged as smoothly as possible, you will need to do the following: Ensure all domestic support obligations have been paid.

The Chapter 7 Discharge. A discharge releases individual debtors from personal liability for most debts and prevents the creditors owed those debts from taking any collection actions against the debtor.

What happens when a creditor files an objection? A creditor's objection does not automatically prevent a discharge of debt. The debtor gets a chance to file an answer to the objection, and the court may hold a hearing to decide the issue. This is called an adversary proceeding, and it works much like any other lawsuit.

How Long Does Chapter 13 Discharge Take? Discharging debt through Chapter 13 may take 6 to 8 weeks after the final payment is made on your 3 to 5-year repayment plan (whichever was approved by the bankruptcy court).

Be Prepared for One More Round of Paperwork A Chapter 13 payment plan doesn't automatically cease once you make your final payment. You must complete the compulsory paperwork and your attorney has to file for an official dismissal of your bankruptcy case.

Subsection (b) specifies that the discharge granted under this section discharges the debtor from all debts that arose before the date of the order for relief. It is irrelevant whether or not a proof of claim was filed with respect to the debt, and whether or not the claim based on the debt was allowed.

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Nevada Discharge of Joint Debtors - Chapter 7 - updated 2005 Act form