A license authorizes the holder to do something that he or she would not be entitled to do without the license. Licensing may be directed toward revenue raising purposes, or toward regulation of the licensed activity, or both. Statutes frequently require that a person obtain a license before practicing certain professions such as law or medicine, or before carrying on a particular business such as that of a real estate broker or stock broker. If the license is required to protect the public from unqualified persons, an assignment of that license to secure a loan would probably not be enforceable.
Nevada Assignment of Business License as Security for a Loan
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Multi-State
Control #:
US-01467BG
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Word;
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FAQ
Nevada has no limit on payday loans offered in the state. The maximum loan term is 35 days. There are no set limits to the interest rates, however, the loan amount should not exceed 25% of gross monthly income.
How Much Does a Business License Cost in Nevada? In the state of Nevada, the business license fee is $200 for most entities. For corporations, the fee is $500. Business licenses must be renewed annually and the fee and renewal forms are due on the last day of the anniversary month on which the license was first filed.
The provisions of NRS 675.060 shall apply to any person who seeks to evade its application by any device, subterfuge or pretense whatever, including, but not thereby limiting the generality of the foregoing: 1.
A single loan term cannot exceed 35 days (most loans have a 30-day period to pay it back). However, if the loan is broken up into payments, the term can be up to 90 days. A lender cannot make a loan (or multiple loans added together) with a payment that exceeds 25% of your monthly income.
Unless statutorily exempted, sole proprietors doing business in Nevada must maintain a State Business License. Sole proprietors may submit their State Business License application online at .nvsilverflume.gov, by mail, or in-person.