This is a form of a Partial Release of Judgment Lien.
New Jersey Partial Release of Judgment Lien
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Multi-State
Control #:
US-OG-543
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Word;
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How to fill out Partial Release Of Judgment Lien?
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FAQ
In New Jersey all plans, including IRAs, are generally exempt from creditor claims, until the money is distributed. Under federal law, many retirement accounts are generally protected except for Traditional IRAs and Roth IRAs.
There is no fee to file a warrant to satisfy judgment for cases with docket numbers beginning with ?J? and there is a $50.00 fee for cases with docket numbers beginning with ?DJ.?
One way to deal with a judgment is by getting the creditor to issue a warrant of satisfaction stating that the judgment is no longer owed. This will only be issued if the judgment is paid in full or the parties come to another arrangement through settlement.
After a creditor sues you and wins a judgment in court, the judgment can become a lien on all real estate owned by the debtor. Law Division judgments for money damages are a lien against any real estate owned by the defendant in the State of New Jersey.
Under New Jersey law, each debtor is entitled to an exemption protecting $1,000 of personal property from collection to satisfy a judgment. In addition, welfare, social security and unemployment benefits are protected from judgment levy.
The creditor can often place a lien on your property, such as a house or car. The lien must usually be paid off before you can sell the property. Seize assets. Sometimes, a creditor can get a court order to seize other assets or personal property you own, such as a vehicle or real estate, to satisfy the debt.
And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In New Jersey, a judgment lien can be attached to real estate only (not personal property).
A judgment lien gives you personal stake in a debtor's property. In other words, it allows you to turn an unsecured loan or debt into a secured one. The debtor cannot sell his or her property with a clear title unless they pay back the delinquent balance owed against the lien.
A judgment from another state can be enforced by docketing it with the Clerk of the Superior Court in Trenton. It will then be a lien on any real estate owned by the debtor in New Jersey and other collection efforts must be made through the Sheriff's Office in the county where the debtor has assets.