The New Jersey Borrower's Affidavit of Title Individual is a legal document that is used to confirm that the borrower is the true owner of the property being borrowed against and has title to it. This document is typically filed in the county where the property is located and serves to protect the lender from any claims of ownership by others. There are three types of New Jersey Borrower's Affidavit of Title Individual: a single party, multiple parties, and an entity. A single party affidavit is used when the borrower is the only owner of the property being borrowed against. A multiple party affidavit is used when there are multiple owners of the property. An entity affidavit is used when the property is owned by an entity such as a corporation, partnership, or trust. The document needs to be signed by the borrower, and notarized, in order for it to be legally binding.
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