New Jersey Protecting Minors from Identity Theft Package

State:
New Jersey
Control #:
NJ-P082-PKG
Format:
PDF; 
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary for minors or minors' parents to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This package is designed to clear a minor's name, and reduce a minor's or the minor's parent's time and expense in dealing with identity thieves. The forms in this package are essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. The documents in this package include the following:



1) Federal Trade Commission Affidavit Regarding Identity Theft;

2) Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor;

3) Letter to Creditors Notifying Them of Identity Theft of Minor;

4) Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts;

5) Letter Notifying Law Enforcement of Identity Theft of Minor;

6) Letter Notifying Postal Authorities of Identity Theft of Minor;

7) Letter Notifying Social Security Administration of Identity Theft of Minor;

8) Letter Notifying Other Entities of Identity Theft of Minor;

9) Identity Theft Contact Table;

10) Identity Theft Checklist for Minors;

11) Guide for Protecting Minors from Identity Theft;

12) Letter of Request for Credit Report of Minor; and

13) Letter to Report False Submission of Information.


Purchase this package and save up to 40% over purchasing the forms separately!

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FAQ

First, you need to check with the Social Security Administration once a year to make sure no one is using your child's SSN. Secondly, you need to check your child's credit report (free Equifax -1-800-525-6285; Experian-1-888-397-3742; TransUnion-1-800-680-7289.)

Now a child's number can more easily be used to establish a credit history. Minors are especially vulnerable because they are likely to have an unblemished credit history.In some cases, thieves get access to a child's stolen Social Security number.

Parents and legal guardians have unfettered access to their children's personal information. In many cases, a parent, a close relative, or a legal guardian might use the child's Social Security number to commandeer their identity (and clean credit history).

You may be able to have your identity theft charges dropped if: You didn't obtain use a person's information unlawfully If you did not obtain or use someone else's personal information unlawfully, you are not guilty of identity theft.

If someone steals your identity, you have the right to: create an FTC Identity Theft Report. place a one-year fraud alert on your credit report. place a seven-year extended fraud alert on your credit report.

Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.

No, you cannot stop someone from claiming a dependent.

If your child is a victim of identity theft Contact the fraud departments of companies where accounts were opened in your child's name. Ask them to close the account and send you a letter of confirmation. You may need to provide a copy of your child's birth certificate and a police report.

A conviction for an identity theft crime can result in time spent in jail or prison. In general, a conviction for a misdemeanor offense can lead to up to a year in jail, while felony sentences can result in several years or more in prison.

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New Jersey Protecting Minors from Identity Theft Package