New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

State:
Multi-State
Control #:
US-DCPA-19.1BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:


A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose . . . ."

Related forms

form-preview
New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

View this form
form-preview
New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability

View this form
form-preview
New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Failure To Disclose To Debtor In Initial Communication That Debt Collector Was Attempting To Collect A Debt?

Are you situated in a location where you require documents for potentially business or personal purposes almost every day.

There are numerous legitimate document formats available online, but finding versions you can rely on isn’t simple.

US Legal Forms provides a vast array of template documents, such as the New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt, which are designed to comply with federal and state regulations.

Once you find the correct form, click Get now.

Select the pricing plan you desire, fill in the necessary information to create your account, and process your order using your PayPal or credit card. Choose a suitable file format and download your version. Access all the document templates you have purchased in the My documents list. You can retrieve an additional copy of the New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt at any time if required. Click on the desired form to download or print the template. Utilize US Legal Forms, the most extensive collection of legitimate templates, to save time and avoid mistakes. This service offers professionally crafted legal document templates that can be utilized for various purposes. Create your account on US Legal Forms and start making your life a bit easier.

  1. If you are already familiar with the US Legal Forms site and have your account, simply Log In.
  2. Then, you can download the New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt template.
  3. If you do not have an account and wish to start using US Legal Forms, follow these steps.
  4. Locate the form you need and ensure it is for the correct city/region.
  5. Use the Review option to examine the form.
  6. Read the description to ensure that you have selected the appropriate form.
  7. If the form isn’t what you are looking for, utilize the Search field to find the form that meets your needs and requirements.

Form popularity

FAQ

Banned debt collection practices making threats - this includes exposing or threatening to expose you or a family member to ridicule or acts of intimidation. deception - for example, impersonating a government employee or agent, or using a document that looks like an official document but is not.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names. Write a similar letter to each collection agency, asking them to remove the error from your credit reports.

Your dispute should be made in writing to ensure that the debt collector has to send you verification of the debt. If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

Here are a few suggestions that might work in your favor:Write a letter disputing the debt. You have 30 days after receiving a collection notice to dispute a debt in writing.Dispute the debt on your credit report.Lodge a complaint.Respond to a lawsuit.Hire an attorney.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.16 Sept 2020

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names. Write a similar letter to each collection agency, asking them to remove the error from your credit reports.

Trusted and secure by over 3 million people of the world’s leading companies

New Hampshire Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt