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North Dakota employers are required to provide workers' compensation insurance to their employees. This policy covers the cost of medical treatment and partial lost wages for employees who are injured on the job.
North Dakota's Workers' Compensation law, with limited exceptions, requires all employers to insure all employees including full-time, part-time, seasonal, and occasional workers before employees begin working. It is unlawful to deduct any portion of the premium from wages or salary of any employee.
Some states however prohibit the sale of workers compensation by private insurers and, instead, require employers to purchase coverage from a government-operated fund. North Dakota, Ohio, Wyoming, and Washington are the four states with this specific requirement and are referred to as monopolistic states.
Montana requires every employer to provide their employees with workers' compensation insurance. This policy covers the cost of an injured worker's medical treatment.
The employee should assure that the Supervisor's Report of Injury or Occupational Injury form is completed by reporting the accident/illness to his/her supervisor and participating in the completion of the form that is then faxed by the supervisor to the Office of Risk Management at (202) 687-5680.
Maximum Medical Improvement (MMI) and California Workers' Compensation Claims. Maximum Medical Improvement (MMI) is the term used by workers' comp insurers to describe the point after which an injured worker isn't likely to get any better.
A Maximum Medical Improvement (MMI) Report is a report written by the primary doctor providing treatment to a patient/injured worker during the workers' compensation claim (sometimes referred to as a PTP, Primary Treating Physician).
Once you're at MMI, you will know your permanent restrictions, whether you can return to your pre-injury job with those restrictions, whether your pre-injury employer can accommodate those restrictions, and level of permanent impairment. You will also have a better idea of your future medical costs.
North Dakota law requires businesses (with limited exceptions) to have workers' compensation insurance prior to hiring their first employee. Workers' compensation insurance is meant to protect both your company and your employees. To receive the latest employer newsletter, subscribe to our Employer InSite .