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Contact Us Toll-free within North Carolina: 1-877-5-NO-SCAM. From outside North Carolina: (919) 716-6000. En Espanol: (919) 716-0058.
North Carolina is a ?contributory negligence? state. This means that if you are partially at fault in the accident you are not entitled to any recovery against the other driver. Instead, you need to make a claim under the collision coverage of your own policy.
North Carolina law requires you to stop and call police if you are involved in a car accident that causes personal injury, death or property damage. While there is no deadline for reporting a car accident to your insurance company, you should do so as soon as possible.
Can I File a Car Accident Claim Without a Police Report? Yes, but the official accident report (often called a ?police report? or ?DMV-349) can be important, and having one completed can definitely help. In many cases, an accident report is critical in proving fault and recovering compensation for your injuries.
Time limits You should get legal advice urgently if you want to claim compensation. The most common claim in a personal injury case is negligence and the time limit for this is 3 years. This means that court proceedings must be issued within 3 years of you first being aware that you have suffered an injury.
North Carolina law requires law enforcement to investigate a "reportable accident" and make a written report within 24 hours of the accident.
Assistance or File a Complaint The North Carolina Department of Insurance pledges to seek fair treatment of all parties in insurance transactions. We are here to serve you. We can always be reached at 855-408-1212.