North Carolina Coverage for Interns under the Affordable Care Act
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How to fill out Coverage For Interns Under The Affordable Care Act?
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FAQ
The State of North Carolina offers several health insurance coverage options to all permanent, full-time employees. For temporary employees, a separate coverage is available through the State Health Plan (known as the High Deductible Health Plan) in compliance with the Affordable Care Act.
The Affordable Care Act sets an array of federal standards for insurers that sell products in both the individual and group health insurance markets, as well as (with certain limited exceptions not relevant to the topic of this article) for self-insured group health benefit plans sponsored by employers subject to the ...
Some employers choose to offer temps and interns only medical coverage. The ACA employer mandate does not require an offer of other health benefits (such as dental and vision coverage) to avoid potential penalties.
North Carolina uses the federally run health insurance exchange Healthcare.gov for residents to purchase its ACA Marketplace plans.
The answer is generally yes, but different conditions must be satisfied depending on whether the intern job classification results in an indirect service requirement. An employer may exclude certain job titles from participating in its 401(k) plan.
North Carolina residents can apply for Affordable Care Act (ACA) health insurance plans, also known as Obamacare plans, during the annual Open Enrollment Period, which usually occurs from November 1 ? December 15 each year.
Individual and family plans may be purchased in North Carolina through Healthcare.gov, or directly through an insurance provider. Only those individual and family plans offered on Healthcare.gov, through Obamacare, are eligible for insurance premium subsidies.
Who must comply with the ACA? The ACA applies to applicable large employers (ALEs), which are businesses that had 50 or more full-time and full-time equivalent (FTE) employees on average during the previous year.
