North Carolina Joint Debtors Entire tieses Ownership - Homestead Exemption — Partial Avoidance is a set of laws that protect married couples in North Carolina from creditors. It is an exemption from creditors who are attempting to collect a debt from one spouse, allowing the other spouse to keep their assets. There are three types of North Carolina Joint Debtors Entire tieses Ownership - Homestead Exemption — Partial AvoidanceEntirtheseses Ownership, Homestead Exemption, and Partial Avoidance. Entire ties Ownership is a form of ownership that is only available to married couples in North Carolina. Under this type of ownership, spouses have an undivided interest in all jointly-owned property. This means that both spouses are jointly and severally liable for all debts incurred during the marriage. Homestead Exemption is a law that protects married couples from having their home seized to pay off creditors. Under this law, married couples are allowed to exempt up to $35,000 in equity in their primary residence. Partial Avoidance is a law that allows married couples to protect some of their jointly-owned assets from creditors. Under this law, married couples can protect up to $10,000 of their jointly-owned assets from creditors.