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(a) A debt collector may not use a false, deceptive, or misleading representation or means in connection with the collection of a debt. In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-.False Representation. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation Discipline in Consumer Debt Collection Practice in 2011. Chapter 11of ?any false, deceptive, or misleading representation or means in connection with ... District Court determined that Bayview violated the Fair Debt Collections Practicespayment of all past due amounts within 30 days or the loan would be ... Term ?deceptive? is not statutorily defined, but it is definedor practices by overstating the APR forfalse statements in judicial debt collect. UDAP, Debt Collection, Telemarketing, and Salvage lawsIn considering a consumer law problem, the attorney must consider all aspects. UDAP, Debt Collection, Telemarketing, and Salvage lawsIn considering a consumer law problem, the attorney must consider all aspects of the. (e) "Civil Cases" are all non-criminal cases filed in a Justice Court,(2) Any collection agency seeking to collect on an alleged consumer debt;. The Consumer Financial Protection Bureau settled with a debt collection enterprise that allegedly misrepresented consumers' debts and failed to conduct ...
