The Mississippi Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is an essential document that provides detailed information about an individual's health insurance coverage under a group health plan in Mississippi while also including important statements regarding their rights under the Health Insurance Portability and Accountability Act (HIPAA). This certificate serves as proof of coverage for individuals who are part of a group health plan in Mississippi, whether it be through their employer or through a membership-based group. It is crucial for individuals to have this document readily available as it demonstrates their enrollment in a health insurance plan and provides detailed information about the coverage they are entitled to. The Mississippi Certificate of Group Health Plan Coverage typically includes the following information: 1. Personal Details: It contains the individual's name and other identification details, such as their address, date of birth, and social security number. These details help to accurately identify the individual covered under the group health plan. 2. Effective Dates: This section specifies the start and end dates of the coverage period. It is important for individuals to be aware of these dates as it determines the time frame during which they are eligible to receive health insurance benefits. 3. Coverage Details: The certificate outlines the specific benefits, services, and treatments covered under the group health plan. It includes information on deductibles, co-payments, coinsurance, and any limitations or restrictions associated with the coverage, such as pre-existing conditions waiting period or exclusions. 4. HIPAA Portability Rights Statement: This statement highlights the individual's rights under HIPAA, ensuring their ability to maintain continuous health insurance coverage, even during certain life events, such as changing jobs or experiencing qualifying events like marriage, birth, or adoption. In addition to the standard Mississippi Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights, there might be variations based on specific circumstances or requirements. Some possible classifications or types could include: 1. Employer-Sponsored Group Health Plan Certificate: This type of certificate is issued to individuals who receive group health insurance coverage through their employer. It includes details specific to the employer's plan, such as network providers, preferred pharmacies, and wellness programs. 2. Group Health Plan Certificate for Membership-based Organizations: This certificate is issued to individuals who are part of a specific membership-based organization, union, or association that offers group health insurance coverage. It may contain additional information about the organization and any special benefits or discounts available to its members. 3. COBRA Continuation Coverage Certificate: The COBRA continuation coverage certificate is provided to individuals who have experienced a qualifying event resulting in the loss of their employer-sponsored group health plan coverage. This certificate outlines the rights and options available to maintain coverage under COBRA and the associated costs. The Mississippi Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights plays a critical role in ensuring individuals have access to necessary healthcare services while understanding their rights and responsibilities under the group health plan and HIPAA regulations. It is important for individuals to review and retain this document for their records, as it serves as proof of coverage and outlines their rights in relation to health insurance portability.