Mississippi Consent to Credit History Background and Reference Check

State:
Multi-State
Control #:
US-853LT
Format:
Word; 
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Description

This is a consent form to be signed by Tenant or Employee, permitting a credit history, background and reference check to be performed by the Landlord or Employer.


A criminal history background information check is the review of any and all records containing any information collected and stored in the criminal record repository of the Federal Bureau of Investigation, the state Department of Public Safety, or any other repository of criminal history records, involving a pending arrest or conviction by a criminal justice agency, including, but not limited to, child abuse crime information, conviction record information, fingerprint cards, correctional induction and release information, identifiable descriptions and notations of convictions; provided, however, dissemination of such information is not forbidden by order of any court of competent jurisdiction or by federal law. Criminal history background information generally does not include any analytical records or investigative reports that contain criminal intelligence information or criminal investigation information.

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FAQ

In addition to the basics (name, address, previous addresses, and social security number), a credit check also includes information such as outstanding debtsmortgages, medical debt, or student loans, for example. The report also includes bankruptcies, credit limits, tax liens, and more.

The short answer is no, your credit score doesn't usually show up on a standard background check though sometimes landlords may submit a request for a credit score separately. (You'll have to give your written permission for them to do so.)

Mississippi has no laws or ordinanceson the state, county, or city levelthat prohibit employers from asking questions about criminal history on job applications or in interviews.

Thus, the FCRA is not limited to credit reportingit extends to criminal and civil records, civil lawsuits, reference checks and other information obtained by a consumer reporting agency. The FCRA allows job applicants to sue employers who fail to comply with any requirement imposed by the law.

Applying to become a nurse, teacher, or barber all require certification, or licensing. But according to the Mississippi Center for Public Policy, ex-felons most of the time aren't able to apply.

Or are credit history background checks a separate tool? There is a simple answer to these questions: a criminal background check will never include any information about a person's credit history.

In general, background checks typically cover seven years of criminal and court records, but can go back further depending on compliance laws and what is being searched.

Mississippi Criminal Background Checks include a free national sex offender and most wanted check. Results go back 7 years and take 1-3 business days to complete. Some may take longer due to court delays.

All background checks are processed through the Mississippi Department of Public Safety and are transmitted through the Mississippi Criminal Information Center and Federal Bureau of Investigation databases to complete the requirements for state and national background checks.

Background checks typically take 2-3 days to process and to receive back from the outside contracted agency. A few exceptions may last up to 2 weeks. Rarely, a background check may take longer, 3 to 4 weeks.

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Mississippi Consent to Credit History Background and Reference Check