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In addition to admitting or denying the plaintiff's allegations, an answer must contain the defendant's affirmative defenses for which the defendant bears the burden of proof at trial.
31 Affirmative Defenses And How To Assert Them.
Accord and Satisfaction, Arbitration and Award, Assumption of the Risk, Contributory Negligence, Discharge in Bankruptcy, Duress, Estoppel, Failure of Consideration,
While the availability of an affirmative defense will depend on the state, there are generally two categories of affirmative defenses, justifications and excuses.