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The final rule governs certain activities by debt collectors,any false, deceptive, or misleading representation or means in connection ... A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.(a) A debt collector may not use a false, deceptive, or misleading representation or means in connection with the collection of a debt. A court order that means a consumer does not have to pay a debt and a creditor or collector may no longer attempt to collect the debt. Prohibits a debt collector from using ?any false, deceptive, or misleading representation or means in connection with the collection of any debt. Sending Plaintiff a debt collection notice containing false, deceptive, or misleading statements about the legal status of Plaintiffs debt. In considering a consumer law problem, the attorney must consider all aspects of thecollections agencies they hire to collect their debts,. Despite significant cash collections coming into the debtors' accounts betweenwith debt collection, prohibitions on abusive or false representations, ... Unlike creditors, who generally are restrained by the desire to protect their good will when collecting past due accounts, independent debt collectors are ... T. KENT BARBER is the Managing Member of Barber Law PLLC, where he focuses on bankruptcy and bankruptcy litigation on behalf of debtors, debt-.