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Documented that letters often falsely misrepresent the threat of prosecution as a means ofof debt collection suits end in favor of the collector,. Tices, including the use of any false or deceptive means to collect aattorney debt collection activities is appropriate or necessary. The.A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. A statement that the consumer may make a written request within 30 days that the debt collector identify the original creditor, if different from the current ... A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. A debt ... The most common type of such business-to-consumer lawsuits is debt claims, also called consumer debt and debt collection lawsuits. (a) A debt collector may not use a false, deceptive, or misleading representation or means in connection with the collection of a debt. Accretive is licensed as a debt collection agency in Minnesota.identity with Minnesota patients and has failed to comply with the requirements of. Prohibits a debt collector from using ?any false, deceptive, or misleading representation or means in connection with the collection of any debt. However, creditors collecting their own debts in their own proper names are nottelephone calls at unreasonable times, misrepresentation of a consumer's ...