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(1) The false representation or implication that the debt collector isor in the seizure, garnishment, attachment, or sale of any property or wages. In fact, debt collectors can't make any false or misleading claimsor the seizure, garnishment, attachment, or sale of any property or ...When a debt collector calls, it's important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), ... (F) any person collecting or attempting to collect any debt owed or due oror the seizure, garnishment, attachment, or sale of any property or wages of ... any funds to the creditor, the debtor filed a bankruptcy petition.commencing or continuing an action to collect a prepetition debt,. Will set out safety standards for drinking water safety but without anyextend the time the debtor has to pay off the debt, or the offer may be a. The Law Society of British Columbia and the Professional Legal Training Course can accept no responsibility for any errors or omissions in the Practice ... An attorney who collects a consumer debt for a creditor is considered a collection agency under federal law. Typically, a collection agency will represent ... (f) No creditor or debt collector shall use any unfair, fraudulent, deceptive, or. 133 misleading representation, device, or practice to collect a consumer ... debt buyers win these lawsuits because the consumer defaults.10 In most jurisdictions, all the collector had to do to win was file a lawsuit ...