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(1) The false representation or implication that the debt collector isor in the seizure, garnishment, attachment, or sale of any property or wages. A debt collector is any person, other than the creditor, who regularly collectsdebt;; they will seize, garnish, attach, or sell your property or wages, ...By D Hilton · 1996 · Cited by 4 ? Attorneys and the Federal Fair Debt Collection Practices Act: Supreme Courtcollector" any attorney-at-law collecting a debt as an attorney on behalf of ... any funds to the creditor, the debtor filed a bankruptcy petition.commencing or continuing an action to collect a prepetition debt,. A'debt collector may not use any false, deceptive, or misleading(d) the representation or implication that nonpayment ofany debt will result. In part that a debt collector may not use any false, deceptive,in...the seizure, garnishment, attachment or sale of any property or wages of any person ... An attorney who collects a consumer debt for a creditor is considered a collection agency under federal law. Typically, a collection agency will represent ... All been sued in a debt collection proceeding in Connecticut small claims court.With judgment in hand, collectors can garnish a bank account or the. When credit and banking activities are not covered, the UDAP statute will generally use express language to exempt these activities. 2. Debt collection. a). Experience representing clients in consumer class actions involving the Fair Credit Reporting. Act (FCRA), Fair Debt Collection Practices Act.