Michigan Charge Account Terms and Conditions
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How to fill out Charge Account Terms And Conditions?
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FAQ
The Michigan Personal Data Privacy Act outlines the following requirements for businesses: Posting a clear and accessible privacy policy for consumers. Providing opt-in consent options for processing all personal data. Performing data protection impact assessments to process sensitive personal data.
The Michigan Court of Appeals has held that the six-year statute of limitations, applicable to a Michigan Consumer Protection Act (MCPA) claim that is based on a seller's failure to reveal a material fact, runs from the date of the sale transaction, not when the material fact first occurs.
Surcharge fees are strictly limited to credit card transactions only. Even if a client wishes to run a signature debit transaction, where a debit card is processed as a credit transaction, you are still not allowed to implement a surcharge. Surcharges are also not applicable to prepaid cards.
Sec. 3. (1) Unfair, unconscionable, or deceptive methods, acts, or practices in the conduct of trade or commerce are unlawful and are defined as follows: (a) Causing a probability of confusion or misunderstanding as to the source, sponsorship, approval, or certification of goods or services.
Michigan Compiled Laws Chapter 445, Act 331 is more commonly known as the Michigan Consumer Protection Act (?MCPA?) and it is a state law that provides consumers with legal protection from unfair methods, acts, or practices during trade or commerce.
If you find a job, inherit money or win the lottery, your creditor might sue you to try to get money from you. If your creditor succeeds in getting a judgment against you, it will be able to garnish your accounts or income, or seize your assets. To learn about garnishments, read the article An Overview of Garnishments.
Although surcharging is permitted by the settlement, merchants must continue to abide by state laws that prohibit or restrict credit card surcharges. Michigan does not have any such law. Debit cards and prepaid cards are not subject to a surcharge.
The Michigan Consumer Protection Act (1976 PA 331) gives consumers, prosecutors, and the Attorney General a way to fight deceptive practices. This act prohibits many unfair and deceptive trade practices and gives prosecutors more power to enforce the law.
