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Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
Maine is a "fault" car insurance state Essentially, responsibility for damages (financial compensation) for any losses sustained in an accident, including medical expenses, lost wages, property damage and other costs, falls on the driver who is legally at fault for the accident.
There is no specific limit to how much compensation a plaintiff can seek in a car accident lawsuit.
Notice of claim: Written notice of claim must be given to the insurer within 20 days after the occurrence or commencement of any loss covered by the policy, or as soon thereafter as is reasonably possible.
In Maine, the vast majority of personal injury claims are subject to a six-year statute of limitations.
A reportable traffic crash must be reported immediately by the quickest means of communication to a state police officer, or to the nearest state police field office, or to the sheriff's office, or to a deputy sheriff, within the county in which the crash occurred, or to the office of the police department, or to an ...
Generally speaking (just to give you an idea) the simplest answer that will apply to most people is that you have three years from the date of your accident to make a personal injury claim.
Hit and Run as a Crime Leaving the scene of an accident is considered a Class E crime in Maine. And Class E crimes carry a maximum penalty fine of up to $1000 and/or a jail sentence of up to 180 days of jail.