Maine Identity Theft Checklist for Minors

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US-00719
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Description

This form helps minors or minors' parents document and organize the identity theft reporting process. It includes important steps a minor or the minor's parent needs to take when communicating with creditors, credit reporting agencies, and law enforcement.
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  • Preview Identity Theft Checklist for Minors
  • Preview Identity Theft Checklist for Minors
  • Preview Identity Theft Checklist for Minors
  • Preview Identity Theft Checklist for Minors
  • Preview Identity Theft Checklist for Minors
  • Preview Identity Theft Checklist for Minors

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FAQ

In synthetic identity theft, criminals will create identities and attach a child's actual Social Security number to the profile. This allows them to obtain loans, file a false tax return, or apply for government benefits using the child's Social Security number.

Use a credit monitoring service Consider signing up for a credit monitoring service that notifies you when changes are posted to your credit report. This is one of the fastest ways to find out if someone has opened new accounts in your name.

If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.

Your name, address and date of birth provide enough information to create another 'you'. An identity thief can use a number of methods to find out your personal information and will then use it to open bank accounts, take out credit cards and apply for state benefits in your name.

Being charged with identity theft or fraud is a serious crime. A conviction can lead to large fines and years in prison.

Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.

They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.

Federal prosecutors work with federal investigative agencies such as the Federal Bureau of Investigation, the United States Secret Service , and the United States Postal Inspection Service to prosecute identity theft and fraud cases.

No you cannot. If someone else tries to use your child's SSN and your return gets rejected because of that, you have to file your return by mail. The IRS will then contact both parties to determine who had the legal right to claim the child.

Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.

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Maine Identity Theft Checklist for Minors