Identity theft is a pervasive and fast-growing crime that affects millions of Americans each year. With this Identity Theft Protection Guide, you will learn how to effectively deal with creditors and government agencies after your identification is lost or stolen. This guide is designed to help clear your name, and reduce your time and expense in dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
Maine Identity Theft Protection Guide
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How to fill out Identity Theft Protection Guide?
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Fraudsters can use your driver's license number to assume your identity and use it for financial gain. They may open bank accounts, apply for loans or credit cards, make unauthorized purchases, and engage in other forms of fraud using your name and PII.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Identity fraud involves someone other than yourself using your identity details. This often happens with a copy of your ID. For example, with a copy of your ID showing your name, date of birth and BSN, fraudsters can apply for a loan or set up a mobile phone contract.
Photo IDs. Photographic identification, such as a driver's licence, can be altered by criminals to create a new identity or assume an existing one. This may then be used to open new accounts and build up debt.
Shred receipts, credit offers, loan and credit applications, insurance forms, bank statements, and similar documents when you no longer need them. A ?cross cut? shredder is best for this. Use different and strong passwords for each of your accounts ? and then safeguard them.
But even simple details such as your full name, date of birth and address can be used to commit identity fraud.
If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.
You should also take this opportunity to request a free credit report from the major credit bureaus to check for signs of fraud. File an official identity theft report with the FTC at IdentityTheft.gov. An FTC report is essential for disputing fraudulent transactions and proving you were the victim of identity theft.
