Maryland Guide for Protecting Deceased Persons from Identity Theft is a comprehensive resource designed to educate individuals and families on the necessary steps to safeguard the personal information of their deceased loved ones. This guide serves as a valuable tool, providing detailed information and step-by-step instructions to prevent identity theft after a person's death. The Maryland Guide for Protecting Deceased Persons from Identity Theft addresses various types of identity theft risks that exist after someone passes away, such as financial fraud, medical identity theft, and social security fraud. It aims to inform readers about the potential consequences of not adequately protecting the personal information of the deceased and provides strategies to minimize these risks. Key areas covered in the Maryland Guide for Protecting Deceased Persons from Identity Theft include: 1. The importance of obtaining multiple copies of the death certificate and understanding why it is a crucial document in protecting against identity theft. 2. How to notify relevant government agencies, financial institutions, and other organizations about the death, ensuring that they have proper documentation and can update their records accordingly. 3. Steps to close the deceased person's financial accounts and prevent unauthorized access or fraudulent activity. 4. Guidelines for securing and disposing of personal documents, including social security numbers, medical records, and other sensitive information, to prevent identity theft. 5. Recommendations on monitoring and managing the deceased person's credit to detect any suspicious activity or unauthorized access. 6. Information on how to report suspected identity theft incidents and work with law enforcement agencies, credit bureaus, and other relevant entities to resolve any fraudulent activities. Additional types or versions of the Maryland Guide for Protecting Deceased Persons from Identity Theft may include: 1. Guide for Executives and Estate Planners: This version specifically targets individuals responsible for managing estates and provides guidance on protecting the deceased person's information during the estate settlement process. 2. Guide for Family Members: This variation of the guide offers information and resources for family members dealing with the loss of a loved one and provides details on preventing identity theft. 3. Guide for Funeral Homes and Cemetery Services: This guide is tailored to professionals in the funeral and cemetery industries, highlighting the importance of protecting the personal information of the deceased and offering best practices ensuring privacy and security. Overall, the Maryland Guide for Protecting Deceased Persons from Identity Theft is an essential resource that assists individuals in safeguarding the personal information and identity of their deceased loved ones, protecting them from potential identity theft and fraudulent activities. By following the recommendations outlined in this guide, individuals can have peace of mind knowing that they have taken proactive steps to minimize the risk of identity theft after a person's passing.
Maryland Guide for Protecting Deceased Persons from Identity Theft
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We may also be able to help you address some of the issues that identity theft causes, such as dealing with credit card companies or collection agencies. You may contact the Identity Theft Unit by calling (410) 576-6491 or by sending an e-mail to idtheft@oag.state.md.us.
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.
It is the unlawful violation of an individual's right to the protection of his/her privacy. This illegitimate acquisition of your information can be performed in a variety of ways. Most commonly, identity theft includes stealing, misrepresenting or hijacking the identity of another person or business.
File a report with the Federal Trade Commission (FTC). If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
If a person violates any part of this section under circumstances that reasonably indicate an intent to manufacture, dispense, or distribute another's personal identifying information then that individual is guilty of felony identity fraud and faces up to 15 years in prison and/or a fine of up to $25,000.
One form of medical identity theft, accounting for nearly half the victims, should begin to decline as the Patient Protection and Affordable Care Act takes effect.
Identity fraud involving between $100 and $1,500 in goods or services is a misdemeanor, and the maximum penalty is one year in prison and/or a $500 fine. If the fraud involves between $1,500 and $25,000 in goods or services, it is a felony, and the maximum penalty is five years in prison and/or a $10,000 fine.
How to protect yourself from identity theft Avoid sharing personal information on social media. ... Don't access personal accounts over unsecured wireless networks. ... Protect your accounts with strong passwords and multifactor authentication.