Kentucky Partial Release of Liens for Notes and Security Agreements
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FAQ
Creditors Can Go After Some Jointly Held Assets In the event an estate does not possess or contain adequate assets to fulfill a valid creditor claim, creditors can look to assets in which heirs might possess interest, if: The assets are joint accounts. The assets are considered community property.
To be considered for a Specific Lien Release the taxpayer must complete and submit the ?Application for Specific Lien Release to the Department of Revenue.
Ordering a title generates a form called a ?goldenrod? that can be used in place of the title for 30 days. This form looks like the registration to the vehicle, but has a red stamp to indicate ?for lien filing purposes only? and also an embossed county seal on the page.
If you own real estate jointly with a spouse in a common law property state (and you don't own the property as tenants by the entirety), then a creditor may be able to put a lien on that property, whether or not you were ever individually liable on that debt.
And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In Kentucky, a judgment lien can be attached to real estate only (i.e., a house or similar property interest).
Yes, a lien may be placed on property that is jointly owned. However, the effects of that lien depend on the type of ownership that the property is under.
How long does a judgment lien last in Kentucky? A judgment lien in Kentucky will remain attached to the debtor's property (even if the property changes hands) for 15 years.
Kentucky is not a community property state, so the general rule is one spouse not liable for the other spouse's separate debt, with the exception of medical debt.
