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The summons tells the defendant when and where to file an answer or motion responding to the complaint, and it includes the time and place of the first hearing. Summons in an Adversary Proceeding.Download Form (pdf, 39. Under Rule 7004(f), the summons must be served within 10 days of issuance. P. applicable to service of the summons. If service is not completed within 120 days of the filing of the complaint, the complaint may be dismissed. P. applies in adversary proceedings. Personal service under Rule 4(e)–(j) F.R.Civ. Erase student loan debt through an adversary proceeding. Learn how to fight back and potentially discharge your loans through bankruptcy.