The Kentucky Affidavit to Challenge Garnishment [ ] Wage [ ] Non-Wage is a legal document used to contest the garnishment of wages or non-wage funds from a debtor’s account. The affidavit must be completed and filed with the court to successfully challenge a garnishment in Kentucky. There are two types of Kentucky Affidavit to Challenge Garnishment: Wage and Non-Wage. The Wage Affidavit is used to contest the garnishment of wages from a debtor’s employer. The Non-Wage Affidavit is used to contest the garnishment of non-wage funds, such as tax refunds, bank accounts, or other assets. The affidavit must be completed and filed with the court in order to successfully challenge the garnishment. In addition, the debtor must provide evidence to prove that the garnishment should not be enforced.