On JudgmentGarnishment of Wages, Earnings, Salary, Commissions, and Pensions is a legal process whereby a court orders a debtor's employer to withhold income from an employee's paycheck for the purpose of repaying a debt. This type of garnishment is usually used in cases of unpaid taxes, child support, or a court-ordered judgment. There are two types of On JudgmentGarnishment of Wages, Earnings, Salary, Commissions, and Pensions: voluntary and involuntary. Voluntary garnishment occurs when the debtor voluntarily agrees to have their wages garnished in order to satisfy a debt. Involuntary garnishment occurs when a court orders a creditor to garnish a debtor's wages, and the debtor does not have the option of refusing. In both types of garnishment, the court orders the employer to withhold a specified amount of the employee's wages, salary, commissions, or pensions and send the funds directly to the creditor. The amount of the garnishment is based on the amount of the debt and/or the debtor's income. The employer is also required to provide the debtor with a notice of the garnishment order.