The Federal Trade Commission's (FTC) Funeral Rule requires all funeral providers to give information to consumers to help them choose the services and products they want for their deceased relative or friend. Funeral providers must give you a general price of products and services when you ask in person about funeral arrangements and you have the right to keep this list. Furthermore, funeral providers must make price information available over the phone upon request. The funeral provider must give you any other information that is reasonably needed to select the funeral provider and funeral items you want, need, and are able to afford.
If the funeral provider charges a fee for buying "cash advance items," this must be disclosed to you in writing. Cash advance items are those goods and services paid for by the funeral provider on your behalf, such as cemetery plots, flowers, obituary notices, and clergy honoraria. You must also be notified if a service fee is added to the price of cash advance items, and if the funeral provider gets a refund, discount or rebate from the supplier of any cash advance item.
Kansas Prearranged Funeral Contract with Statutory Disclosures is a legal agreement that outlines the terms and conditions of a prepaid funeral plan in the state of Kansas. It ensures that consumers have a clear understanding of their rights and protections when making arrangements for their funeral in advance. This contract is designed to provide transparency and security to both the consumer and the funeral service provider, ensuring that all parties are legally bound to their obligations. The Kansas Prearranged Funeral Contract with Statutory Disclosures is regulated by the Kansas State Board of Mortuary Arts and requires funeral service providers to comply with certain statutory requirements. These requirements aim to protect consumers from unfair practices or fraudulent activities and ensure that their prearranged funeral funds are handled responsibly. Some key statutory disclosures that must be included in the contract are: 1. Identification of Parties: The contract must clearly identify the funeral service provider and the consumer, including their contact information. 2. Description of Goods and Services: A detailed list of goods and services to be provided during the funeral, including specific items such as casket, cremation services, embalming, transportation, and any additional charges. 3. Price Information: The contract should clearly state the total cost of the funeral arrangement, including any cash advance items or fees. It should also disclose the payment terms, cancellation policy, and any additional charges that may arise in the future. 4. Funeral Insurance or Trust Funding: If the consumer chooses to fund their prepaid funeral through funeral insurance or trust, the contract must include the details of such arrangements, including the name and address of the insurance company or trustee. 5. Statement of Goods and Services: A separate statement must be provided, outlining each item and service chosen by the consumer and its corresponding cost. 6. Disclosure of Refunds: The contract should clearly state the refund policy, including the conditions under which a refund may be issued and any applicable fees or penalties. 7. Right to Cancel: The contract must inform the consumer of their right to cancel the prearranged funeral plan within a specified timeframe, usually 30 days, and the process for exercising this right. 8. Transferability and Portability: If the consumer moves out of Kansas, the contract should specify whether the plan is transferable to another state or funeral service provider. While there may not be different types of Kansas Prearranged Funeral Contract with Statutory Disclosures, individual funeral service providers may have their own variations or additional terms within the framework of the statutory requirements. It is crucial for consumers to read and understand the specific terms of their chosen contract before entering into any prepaid funeral arrangement. This contract protects the interests of both the consumer and the funeral service provider, ensuring a fair and transparent agreement.
