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How to File a Workers' Compensation Claim in Indiana Step-by-step process for filing a workers' comp claim. Step #1: Seek medical attention. Step #2: Notify your employer. Step #3: Make certain your employer files the necessary form. Step #4: Wait to receive a decision from the insurance company.
$75.00 Minimum AWW; $50.00 Minimum TTD rate; or actual. If AWW between $50.00 and $75.00, then TTD rate is $50.00. If AWW less than $50.00 then AWW and TTD would be the same. TTD is generally payable to a terminated employee while on work restrictions until placed at MMI or restrictions declared permanent.
There is a 7-day waiting period before the first temporary total disability (TTD) check is owed. If a worker cannot work for 21 days, the employer must then pay the first 7 days of lost wages.
Employees must report injuries or illnesses within 30 days if they are in an accident while on the job. Waiting more than 30 days could mean an employee's claim is denied. After hearing about an employee's injury, you have seven days to report it to your insurance carrier.
PPI ratings and weekly benefits are calculated based on the injury and affected body part. The PPI rating is converted into a dollar amount for payable benefits based on a complicated formula that multiplies each degree of impairment by a specific dollar amount that increases in increments.
Temporary Total Disability Indiana has kept that cap quite low compared to other states. For injuries that occurred after June 2016 (through at least 2022), the maximum average weekly wage, for purposes of determining benefits, is $1,170. That translates to a maximum TTD benefit of $780 per week.
The value of TTD benefits owed is set by Indiana Worker's Compensation Law. It's two-thirds (2/3) of the injured employee's average weekly wage (AWW). AWW is typically calculated by looking back at a year's worth of wages, and taking the average.
Temporary Total Disability Date of injuryMaximum AWWMaximum TTDJuly 1, 2009-2013$975$650July 1, 2014$1,040$694July 1, 2015$1,105$736July 1, 2016$1,170$7807 more rows