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No, Indiana is not ano-fault state for auto insurance. Indiana is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
Indiana law requires drivers to report accidents resulting in injury, death, or property damage exceeding $1,000 to the police or local sheriff's department immediately. Drivers must also file an accident report with the Indiana BMV within 10 days of the incident.
In Indiana, every motorist must carry the following: Bodily injury liability: Minimum of $25,000 per person and $50,000 per accident. Property damage liability: Minimum of $25,000 per accident. Uninsured motorist bodily injury: Minimum of $25,000 per person and $50,000 per accident.
The driver must remain at the scene of the accident, giving their name, address, and registration number of the motor vehicle to everyone involved, in addition to showing his or her driver's license.
Broadly speaking, Indiana law says the driver whose negligence caused the accident is at fault. That means if someone was speeding, texting, drunk, or simply not paying attention, and their careless behavior caused the crash, then they are at fault.
No, Indiana is not ano-fault state for auto insurance. Indiana is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
In Indiana, if you are at fault in a car accident, you or your insurance company will have to pay for the losses of the other driver, passengers, and anyone else harmed by the accident, including things like car repairs, medical bills, lost income, and pain and suffering.
In Indiana, you are required by law to report any car accidents that involve injury, death or entrapment of another person. You must also report accidents that involve damage to property, excluding the vehicles involved.