Indiana Statement of Exemption from Presumption of Abuse Under 707(b)(2) is a legal document that is used by creditors and/or debtors to protect an individual from being presumed to have committed abuse in a bankruptcy case. This document is used to declare that the individual is not subject to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAP CPA) and is therefore not subject to the presumption of abuse that the BAP CPA established. There are two types of Indiana Statements of Exemption from Presumption of Abuse Under 707(b)(2): one is for debtors and the other is for creditors. The debtor's statement is used to declare that the debtor is not subject to the presumption of abuse that the BAP CPA established. The creditor's statement is used to declare that the creditor is not subject to the presumption of abuse that the BAP CPA established. Both of these statements must be signed and notarized before they are considered valid.