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Generally speaking, the person who owned or operated the truck when the accident happened will be liable for damages. An employer could be negligent if they employed an individual who had been charged with DUI in the past or who was otherwise unfit to drive a commercial truck.
Georgia law requires drivers to carry minimum auto insurance: Bodily injury liability insurance of at least $25,000 per person. Bodily injury liability insurance of at least $50,000 per accident. Property damage liability insurance of at least $25,000 per accident.
If you own a car and permit someone else to drive it, you will generally be liable for any damages they cause.
The driver of a vehicle involved in an accident resulting in injury to or death of any person or property damage to an apparent extent of $500.00 or more shall immediately, by the quickest means of communication, give notice of such accident to the local police department if such accident occurs within a municipality.
Georgia negligence law utilizes a comparative fault standard. This means that your negligence and that of another driver will be compared against one another to ascertain what, if anything, you will be able to recover in the way of compensation.
Georgia is an at-fault state, so a driver who causes a collision can be held liable for losses and made to compensate victims. This is true even if the injuries or losses were relatively minor.
Failing to report an accident is a misdemeanor offense in Georgia. That means that it carries a possible penalty of: A fine of up to $1,000 (plus court costs and fees), A jail term of up to 12 months.
Generally, one could expect minor collisions with minimal property damage and minor injuries to result in settlements between $2,500 and $25,000. For Accidents resulting in severe injuries, the range sits at anywhere between $50,000 and $200,000, or possibly more.