Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business

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Multi-State
Control #:
US-DCPA-19.5BG
Format:
Word; 
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Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows:


A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization."

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FAQ

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.16 Sept 2020

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names. Write a similar letter to each collection agency, asking them to remove the error from your credit reports.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

There are 3 ways to remove collections without paying: 1) Write and mail a Goodwill letter asking for forgiveness, 2) study the FCRA and FDCPA and craft dispute letters to challenge the collection, and 3) Have a collections removal expert delete it for you.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

More info

Prosecutors and Debt Collectors as Business Partners.courts, debt purchasers file more suits than any other type of plaintiff. Debt collection lawyers ... Among other things, the FDCPA expressly prohibits many harassing, deceptive, and unfair debt collection practices, including the use of obscene language or ...By C Stueben · 2010 · Cited by 22 ? many debt collectors utilize the same collection letters in multiple statesHowever, creditors that attempt to collect their debts under other names are. 25-Sept-2021 ? Private debt collectors collecting student loans and otherThe FTC has stated that a creditor is using a name "other than the ... 06-May-2020 ? In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ... This guideline is developed with particular reference to collecting debts from individual debtors. However, many of the laws and principles discussed in this ...67 pagesMissing: Georgia ? Must include: Georgia This guideline is developed with particular reference to collecting debts from individual debtors. However, many of the laws and principles discussed in this ... By GR Newman · 2005 · Cited by 157 ? However, the strategies and roles of government intervention in business practices -- whether by criminal justice agencies or other government agencies ? are ... 12-Feb-2016 ? with collecting on debts, engage in unfair or deceptive acts andto the complaint, the defendants used a host of business names to ... ... suit so long as collecting consumer debts is part of their "regular" business activities.whenever debt collectors file collection actions that are. If you get a summons notifying you that a debt collector is suing you,The law protects you from abusive, unfair, or deceptive debt collection practices ...

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Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business