Florida Complaint Property Damage
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FAQ
In Florida, property damage can include anything from broken windows to structural damage. Knowing what to look for in a property damage claim can help you get the compensation you deserve.
Destruction of Property Charge in Florida Under Florida Statute 806.13, you can be charged with criminal mischief if you maliciously or willfully destroy another person's personal property.
Florida requires all drivers to carry a minimum of $10,000 in property damage coverage. This means that if you cause damage to someone else's property, your insurance will pay up to $10,000 to repair or replace the damaged property. If the damages exceed $10,000, you may be responsible for paying the difference.
90 days: When its investigation is complete, an insurance company can have up to 90 days, or three months, to notify you of denial or acceptance of your claim.
Ing to the Florida Statutes, you have to file your claim within four years of the damage. If a latent defect caused the damage, the deadline could be extended depending on when the damage was detected.
Since insurance policies are considered contractual agreements in Florida, an insurance company may be in breach if they refuse to pay your claim. In such cases, there is a five-year statute of limitations to commence an action against the insurance company for breach of contract under Florida Law.
Due to Florida's no-fault laws, your insurance will pay for your auto repair after an accident you did not cause in Florida. However, if the costs of damages exceed your policy limits, you may qualify to recover additional compensation elsewhere.
