Identity theft is a pervasive and fast-growing crime that affects millions of Americans each year. With this Identity Theft Protection Guide, you will learn how to effectively deal with creditors and government agencies after your identification is lost or stolen. This guide is designed to help clear your name, and reduce your time and expense in dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
Delaware Identity Theft Protection Guide
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How to fill out Identity Theft Protection Guide?
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To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Monitor Your Credit Reports, Bank and Credit Accounts One of the most effective ways to protect against identity theft is to monitor your credit reports and billing statements so you can spot and report unauthorized activity.
This benefit is one of the many reasons Dave Ramsey recommends Zander for identity theft protection. You can explore more information about what Dave recommends for term life insurance, home insurance, auto insurance and disability insurance.
The Top 10 Ways to Protect Your Identity Keep your mail safe. ... Read your account statements. ... Check your credit reports. ... Shred! ... Store personal documents at home. ... Be wary of unknown phone calls and emails. ... Create difficult logins and passwords. ... Use one credit card for online shopping.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
Under the Delaware identity theft statute, you could be arrested if you knowingly obtain, use, or sell someone's personal information without their consent. The crime includes both situations where someone intended to use the information AND where they pass it off to a third party.
If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.