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In regards to general liability insurance, there are three major issues that should be covered by the employee-sexual misconduct coverage, license protection, and loss of wages.
The NFL is not a Covered Entity. They are not a doctor or a health insurance company. There is no HIPAA at work. Even if the NFL was a standard company, there is no HIPAA in the employment context even if you work for a Covered Entity.
Because professional sports teams provide healthcare to their players via team doctors, they are healthcare providers under HIPAA.
Athletes obviously don't get complete control and freedom over every action, but they do receive some special treatment. Often times because of some sport-related achievement, they will be rewarded to a degree that can feel almost unfair to other students.
Athletic trainers employed by covered entities can be contracted to provide healthcare at a public secondary school, where they would follow FERPA guidelines. If they split their work week, they'd follow HIPAA when they're treating patients in the clinic and FERPA when they're providing outreach at the school.
HIPAA has made an unlikely appearance twice already this month in news reports involving famous athletes.
Under HIPAA, personal health information can be provided to sports information staff or the media only with authorization from the athlete (Magee et al., 2003). Any sport entity that is covered under HIPAA needs to review its existing practices, policies, and procedures.