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Welcome to the District of Columbia Life & Health Insurance Guaranty Association ("guaranty association") Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency.
In DC, AGI includes wages, investment income, and unemployment benefits, among other sources. Several major sources of income are not taxed in DC, and thus are not included in AGI. These include social security and public assistance benefits. household and either a standard deduction or itemized deductions.
The District of Columbia Life and Health Insurance Guaranty Association provides coverage of claims under some types of policies if the insurer becomes impaired or insolvent. COVERAGE MAY NOT BE AVAILABLE FOR YOUR POLICY. Even if coverage is provided, there are significant limitations and exclusions.
A DC Resident is an individual that maintains a place of abode within DC for 183 days or more. If the individual is domiciled in the state at anytime, you are considered to be a DC resident.
DC property tax bill or tax assessment issued within the last 12 months reflecting the applicant's name and property address. Unexpired homeowner's or renter's insurance policy reflecting name and address.