Title: Colorado Letter to TransUnion Requesting Free Copy of Your Credit Report based on Denial of Credit Content: Introduction: Dear TransUnion, I am writing this letter to request a free copy of my credit report as per my rights under the Fair Credit Reporting Act (FCRA), following the denial of credit. I recently applied for credit and was denied based on information contained in my credit report. I believe it is my right to review my credit report and ensure its accuracy. As a resident of Colorado, I am also aware of additional consumer protection laws specific to my state. Please provide me with a free copy of my credit report within the time frame required by federal law. I have outlined the necessary information below to assist you in processing my request. Main Body: 1. Personal Information: Name: Address: City, State, ZIP Code: Social Security Number: Date of Birth: 2. Recent Denial: Date of Denial: Name of Creditor: Creditor's Address: 3. Colorado-specific Laws: As a resident of Colorado, I am aware that the state has additional laws pertaining to credit reporting. The Colorado Consumer Credit Reporting Act (ACCRA) and the Colorado Fair Credit Reporting Act (CF CRA) provide additional rights to consumers. Therefore, please consider this letter as a request under both the FCRA and the ACCRA/CF CRA. 4. Purpose of Review: I am requesting a free copy of my credit report to review and verify the information that led to the denial of credit. Furthermore, I need to ensure that the information held by TransUnion accurately represents my financial behavior. 5. Notice to Creditors: I request that TransUnion notifies all creditors who have recently accessed my credit report about the current dispute and provide them with corrected information once the investigation is complete. 6. Supporting Documents: Enclosed with this letter are copies of supporting documents that verify my identity and address. These include a photocopy of my driver's license, a utility bill, and my Social Security card. 7. Contact Information: Please communicate any correspondence related to this request to the following address and phone number: Mailing Address: Phone Number: 8. Request for Expedited Service (if applicable): If my request qualifies for expedited service under either federal or Colorado state law, please ensure that the credit report is provided within the specified time frame. Conclusion: I am eager to resolve any inaccuracies or discrepancies on my credit report promptly. Your assistance in providing me with a free copy of my credit report will be greatly appreciated. Within 30 days of receipt of this letter, I expect to receive the credit report, including the information on which the denial of credit was based. Thank you for your prompt attention to this matter. I look forward to your positive response. Sincerely, [Your Name] Additional Types of Colorado Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit: 1. Colorado Letter to TransUnion Requesting Free Copy of Your Credit Report for Employment Purposes 2. Colorado Letter to TransUnion Requesting Free Copy of Your Credit Report for Housing Rental Application 3. Colorado Letter to TransUnion Requesting Free Copy of Your Credit Report for Insurance Application 4. Colorado Letter to TransUnion Requesting Free Copy of Your Credit Report to Dispute Inaccurate Information Please note that the content remains similar, but the purpose and relevant laws may differ depending on the specific situation.