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Deadlines are crucial when filing for workers' comp. In California, a workplace injury must be reported within 30 days of the incident and a workers' compensation claim must be filed within one year. Simply stated, when it comes to filing forms for work-related injuries, the sooner the better.
The Employer's Report of Occupational Injury or Illness (Form 5020). Every employer is required to file a complete report of every occupational injury or illness to each employee which results in lost time beyond the date of injury or illness or which requires medical treatment beyond first aid.
Form 5021 is made for doctors who examined a patient after an occupational injury or illness. It is obligatory to send this form to the employer's workers' insurance carrier or the insured employer. In case of pesticide poisoning, a copy must be sent to the Division of Labor Statistics and Research.
DWC-7 Notice to Employees-Injuries Caused by Work (English and Spanish). This form provides your employees with information regarding workers' compensation benefits and the Medical Provider Network (MPN) in California.
Colorado offers a few exemptions to its workers' comp insurance requirements. The state does not require employers to provide workers' comp insurance to: Casual maintenance or repair workers and casual farm or ranch workers who the employer pays less than $2,000 per calendar year.
Insurance RequirementsColorado employers are required to carry workers' compensation insurance if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time, full-time, or family members.
In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session. This can include physical therapy or multiple surgeries.
Permanent total disability (PTD) benefits are wage loss benefits either for the rest of the person's life or until a person is able to go back to work. PTD benefits are very difficult to obtain in Colorado and therefore apply in very few cases.
If you have a construction company, even if your business is a sole proprietorship or a partnership, you must either have workers' compensation insurance for yourself or reject that coverage.