California Employer's Health Insurance Return

No matter your income level, one thing is certain, you will have to report your health insurance on your 2019 taxes. Going forward, you'll have to continue to report your health insurance taxes if you live in a state with a taxable individual mandate.

This will be shown on line 61 of your 1040 Individual Tax Return Form. The individual shared responsibility does not apply for tax year 2020. You do not need to wait for Form 1095-B to file your tax return if you already know this information. Form 1095-B is not included in your tax return.

The insurance provider and your employer are only required to provide one Form 1095-B or Form 1095-C to the primary policyholder. If that's you, give copies to your adult children and any other people covered under your plan but file their own tax returns.

Check the Full-year coverage box on your federal income tax form. You can find it on Form 1040 (PDF, 147 KB). If you got Form 1095-B or 1095-C, don't include it with your tax return. Save it with your other tax documents.

Proving Health Insurance for Your Tax Returns. Individuals who have health insurance should receive one of three tax forms for the 2020 tax year: the Form 1095-A, Form 1095-C or Form 1095-B.You do not need to wait for the forms to file your taxes, and they do not have to be attached to your tax return.

Form FTB 3895, California Health Insurance Marketplace Statement, is used to report certain information to the Franchise Tax Board (FTB) about individuals who enroll in a qualified health plan through the California Health Insurance Marketplace (Marketplace).

You are not required to send the IRS information forms or other proof of health care coverage when filing your tax return. However, it's a good idea to keep these records on hand to verify coverage. This documentation includes: Form 1095 information forms.

You will enter the payment amount on Form 1040 or Form 1040-A or Form 1040-EZ on the line labelled "Health care individual responsibility."

Even if your employer is an applicable large employer, you will only receive a Form 1095-C for that employer if you were a full-time employee for that employer for at least one month of the year or if you are enrolled in an applicable large employer's self-insured health plan, even if you are a part-time employee.