California Deed Trust

The easiest way to grant your spouse title to your home is via a quitclaim deed (Californians generally use an interspousal grant deed). With a quitclaim deed, you can name your spouse as the property's joint owner. The quitclaim deed must include the property's description, including its boundary lines.

It is possible to be named on the title deed of a home without being on the mortgage. However, doing so assumes risks of ownership because the title is not free and clear of liens and possible other encumbrances. Free and clear means that no one else has rights to the title above the owner.

In order to accomplish this, you can't just pen in the name on your deed. You'll need to transfer an interest by writing up another deed with the person's name on it. In California, you can use either a grant deed, a quitclaim deed or an interspousal deed, depending on your circumstances.

In most states that use deeds of trust, including California, the trustee holds title to your property until the loan is paid off. Without the trustee to act as an intermediary such as if the beneficiary and the trustee were the same person or entity you would effectively have a mortgage instead of a deed of trust.

A New Deed When the affidavit is filed and recorded with the county recorder, the successor trustee can sell the property or transfer ownership to the decedent's children. If the property is going to be kept by the family, a new deed transferring ownership to the beneficiaries named in the trust is necessary.

In California, a deed of trust is used as a mortgage alternative to secure a loan for real property. The borrower is the trustor of a deed of trust, and a trustee (usually an agent of the lending institution) is named as grantee, with the lending institution (secured lender) as the beneficiary (Cal.

You can arrange to legally transfer the deed to your house to your children before you die. To do so, you sign a deed transfer and record it with the county recorder's office. There are a few types of deeds that accomplish this in California, including a quitclaim deed, grant deed and transfer on death deed.

An "interspousal transfer deed" transfers title (ownership) between a married couple. A gift given by one spouse to the other during the marriage is considered "separate" (owned separately), not "marital" (mutually-owned) property.

To change the title, you must record a new California grant deed or quitclaim deed at your county recorder's office. You can find these deeds in stationery stores or online.