The Arizona Download Reaffirmation Agreement is a legal document used in the state of Arizona to reaffirm debt obligations that have been discharged in a bankruptcy proceeding. It is a contract between the debtor and the creditor wherein the debtor agrees to continue to pay a debt that has been discharged in a bankruptcy. This agreement is often used when a debtor wishes to retain an asset that was originally collateral for a discharged debt. The types of Arizona Download Reaffirmation Agreement are: 1. Secured Debt Reaffirmation Agreement — this agreement is used when a debtor wishes to retain an asset that was originally collateral for a discharged debt. 2. Unsecured Debt Reaffirmation Agreement — this agreement is used when a debtor wishes to continue to pay an unsecured debt that has been discharged in a bankruptcy. 3. Joint Reaffirmation Agreement — this agreement is used when two or more parties are jointly and severally liable for a debt that has been discharged in a bankruptcy. 4. Unsecured Debt Reaffirmation Agreement with Waiver of Discharge — this agreement is used when a debtor wishes to reaffirm an unsecured debt that has been discharged in a bankruptcy, and the creditor agrees to waive the debtor's right to a discharge.