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Non-disclosure of pre-existing conditions refers to failing to inform an insurance provider of any health issues that existed before applying for coverage. This practice can lead to denied claims or policy cancellations. It's essential to review the Arkansas General Notice of Preexisting Condition Exclusion to understand how non-disclosure may affect your insurance coverage and rights.
Health insurance companies cannot refuse coverage or charge you more just because you have a pre-existing condition that is, a health problem you had before the date that new health coverage starts.
Arkansas only requires liability coverage to be a legal driver. However, there are a number of different types of coverage you can add for further protection. Here is a list of some of the more common coverage types.
existing condition is any health problem, like diabetes, or cancer, that you had before the date you applied for insurance. Insurers cannot refuse to cover treatment for your preexisting condition or charge you more under the ACA.
Nebraska's car insurance minimums are roughly on par with most other states. However, carrying the bare minimum coverage is rarely enough to fully protect you and your assets.
It limits the time a new employer plan can exclude the pre-existing condition from being covered. An employer health plan can avoid covering costs of medical care for a pre-existing condition for no more than 12 months after the person is accepted into the plan.
The types of car insurance that follow the car in Arkansas are bodily injury liability, personal injury liability, collision, and comprehensive. You're required to carry bodily injury liability, property damage liability, and PIP in Arkansas. PIP follows the driver, unlike liability coverage.
Specifically, Arkansas law states that, if you are in an accident, no fault coverage is available to you, members of your family in the car, the other driver, and anyone else injured in the accident, regardless of fault.
A. Every automobile owner must have liability coverage. Liability coverage pays for any claims when you are at fault in an accident. The minimum liability you are required to carry by law is $25,000 per person for bodily injury, $50,000 per accident and $25,000 to cover property damage to other's property.
Minimum Required Coverage for Arkansas Auto Insurance:Bodily injury liability coverage: $25,000 per person and $50,000 per accident.Property damage liability coverage: $25,000 per person.Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accidentMore items...