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A cover letter is a 250 - 400 word document that convinces the hiring manager of your competence. A cover letter goes in your job application alongside your resume. Your introduction to the cover letter should grab the hiring manager's attention and keep it all the way until the conclusion.
For a cover letter, you should always default to addressing it to the hiring manager for the position you're applying to. Unless you know for sure that the culture of the company is more casual, use the hiring manager's first and last name.
To make a cover letter effectively, use a standard business letter format, include your contact details and the potential employers' contact information, address the hiring manager if possible, and in 250-500 words, explain how your achievements, skills, and work experience make you the best fit for the job.
In your research, try to find the name of the person reviewing applications for the job. Address your letter to this person with a common business greeting, such as "Dear [first and last name]" or "Dear [position title]." Avoid using "To whom it may concern."
Many employers require you to submit a cover letter along with your professional resume. Microsoft Word has several free cover letter templates to provide you with an effective structure.