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A request for default is filed in an adversary case and is filed by the plaintiff against the defendant when the defendant has failed to answer the complaint, plead or defend. The Clerk can grant the request certifying that the defendant has failed to answer, plead or defend.
There are three things you can try to do to deal with a judgement if you can't pay: Try to negotiate a voluntary payment plan with the creditor. File to have the judgment vacated. File bankruptcy to discharge the debt.
If you're asking for a court judgment, you need to write a Declaration that says who is who in the case, the legal reason you filed the lawsuit, what evidence you have that proves your case, and what interest, if any, the defendant owes you.
(a) Entering a Default. When a party against whom a judgment for affirmative relief is sought has failed to plead or otherwise defend, and that failure is shown by affidavit or otherwise, the clerk must enter the party's default.
After 20 days, you may file the Default Application, SHC-400 (Word | PDF) along with your proof of service at the same courthouse that you filed the complaint. You should tape the green card from the post office to the Proof of Service, SHC-405 (Word | PDF).
A default judgment means: The Plaintiff gets what was asked for in the Complaint and the court will not hear the Defendant's side of the story.
A default judgment (also known as judgment by default) is a ruling granted by a judge or court in favor of a plaintiff in the event that the defendant in a legal case fails to respond to a court summons or does not appear in court.
If you're asking for a court judgment, you need to write a Declaration that says who is who in the case, the legal reason you filed the lawsuit, what evidence you have that proves your case, and what interest, if any, the defendant owes you.