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A: For Wires: your funds are typically sent 2 to 4 business days after your transaction. For ACH, your funds are typically sent 3 to 4 business days after your transaction.
1. Write a check payable to yourself, then log into your Morgan Stanley Mobile app. In the sidebar Menu, you'll see Deposits. Once in the Deposits menu, you can take a picture of the front and back of the check to get it deposited into your account.
This is a Morgan Stanley Access Investing account owned by a single person. The main benefit of this type of account is flexibility: you can withdraw your cash when you choose. You'll pay taxes on any investment earnings. Individual Retirement Accounts (IRAs) are specifically designed for retirement savings.
Check payments arrive to the payee within 5 business days. Same-day and overnight payments are available for an additional fee within the Electronic available payment timeframes. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank.
Verbal distributions can be processed 1) in cash, via check or wire out, 2) ACH out in cash to the IRA owner's external bank account or 3) cash or in-kind as an internal journal to the IRA owner's Morgan Stanley nonretirement account. If checked, please complete both Sections #10 and 11.