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Uniform Residential Loan Application (Form 1003)
If you are not approved for the loan, the addendum lists what the lender must do to inform you of this. You will not be charged any funding fee or mortgage insurance premiums unless you are approved for the loan and actually purchase / refinance the property using that loan.
Terms in this set (88)Borrower's name.Borrower's monthly income.Borrower's social security number to obtain a credit report.Property address.Estimate of the value of the property.Mortgage loan amount.
Details that must be provided in this section are:Property address.Property value.Status of property (sold, pending sale, retained)Intended occupancy (investment, primary residence, second home, other)Monthly expenses (such as insurance, taxes and HOA dues) not included in mortgage payment.More items...?
Loan officers are required to provide you with a Loan Estimate once you have provided:your name,your income,your Social Security number (so the lender can pull a credit report),the property address,an estimate of the value of the property, and.the desired loan amount.