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COBRA coverage lets you pay to stay on your job-based health insurance for a limited time after your job ends (usually 18 months). You usually pay the full premium yourself, plus a small administrative fee. Contact your employer to learn about your COBRA options.
Qualified beneficiaries must be given an election period of at least 60 days during which each qualified beneficiary may choose whether to elect COBRA coverage. This period is measured from the later of the date of the qualifying event or the date the COBRA election notice is provided.
To be eligible for COBRA, your group policy must be in force with 20 or more employees covered on more than 50 percent of its typical business days in the previous calendar year.
Canceling COBRA coverage Enter a support request in the online message center. Send a letter to WageWorks requesting termination of your COBRA coverage (note that certain cancellation requests are subject to the employer's applicable group health plan provisions).
There are state and federal COBRA continuation coverage laws in place in Massachusetts that give employees and their families who would lose their group health plan because of a serious life event the right to continue their health benefits, usually at their own expense, for a limited period of time.